281 Rugar St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 281 Rugar St, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,260 sqft · built 1939
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$71,000 (Sep 2002)
Tax Bill	$4,258 (2026)
Deeds & Mortgages	Nov 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`094200 220.-4-16`

Property Details

APN / Parcel Number

Primary APN	`094200 220.-4-16`
Alternative APN	`420022000000040160000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	777 sqft
Upper Floors Area	371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 RUGAR ST
City	PLATTSBURGH
State	NY
Zip	12901-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3C
Legal Description	LOT 29 PAT POP RUGAR ST
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1034
Census Tract	101600

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 NEWELL AVE, PLATTSBURGH, NY 12901-6418
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2002 · Amount on Record
Deed Sale	Sep 20, 2002 · Amount on Record
Deed Book / Page	20021 / 46955
Last Transfer Date	Sep 26, 2012
Transfer Doc	0000020122/000005139
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	281 RUGAR ST, PLATTSBURGH, NY 12901-3108
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334828
Date	Nov 22, 2023
Instrument	20230-00334828

Lender

Name	MOUNTAIN VALLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,258.00 (+217.52%)
2025	$1,341.00	$184,600 (+88.37%) Land $30,900 Building $153,700	$195,200 (+69.3%) Land $32,674 Building $162,526
2023		$98,000 Land $25,400 Building $72,600	$115,300 Land $29,884 Building $85,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20