281 Rolling Meadows Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 281 Rolling Meadows Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Feb 2022)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jan 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`10B-074`

Property Details

APN / Parcel Number

Primary APN	`10B-074`
Alternative APNs	`23905` `24596`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	24596
Street Address	281 ROLLING MEADOWS DR
City	LANCASTER
State	KY
Zip	40444-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, GAR & LOT 74 1.00 AC ROLLING MEADOWS SUB
Legal Subdivision	ROLLING MEADOWS
Legal Lot Number	74
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1010
Census Tract	970101

Owner

Source: Garrard County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONAL BANK INC
Jan 27, 2025	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Nov 9, 2022	Deed, Transfer
Jun 28, 2022	Deed, Transfer
Nov 4, 2022	Intrafamily Transfer, Transfer
Nov 4, 2022	Intrafamily Transfer, Transfer
Feb 25, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Mar 24, 2018 · Amount on Record
Deed Document Number	2022167850
Deed Book / Page	314 / 441
Last Transfer Date	May 11, 2022
Transfer Doc	00D318/678
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SQUIRES WAY, NICHOLASVILLE, KY 40356-1394

Mortgage

Document Number	00M450/285
Date	Sep 23, 2024
Book Page	M450/285
Instrument	188211

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	MOUNT STERLING, KY 40353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410

Mortgage

Document Number	00M453/720
Date	Jan 27, 2025
Book Page	M453/720
Instrument	191118

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 9, 2022
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	00D318/738
Book / Page	D318 / 738
Map Reference	DB 318 PG 681
Instrument Date	Nov 9, 2022
Instrument	172970
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 MACKVILLE RD, HARRODSBURG, KY 40330-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SQUIRES WAY, NICHOLASVILLE, KY 40356-1218

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 28, 2022
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	00D316/612
Book / Page	D316 / 612
Map Reference	DB 264 PG 225
Instrument Date	Jun 6, 2022
Instrument	170231
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Nov 4, 2022
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	00D318/681
Book / Page	D318 / 681
Map Reference	DB 282 PG 881
Instrument Date	May 11, 2022
Instrument	172898
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 MACKVILLE RD, HARRODSBURG, KY 40330-9059

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Nov 4, 2022
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	00D318/678
Book / Page	D318 / 678
Map Reference	DB 264 PG 255
Instrument Date	May 11, 2022
Instrument	172897
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Feb 25, 2022
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	00D314/441
Book / Page	D314 / 441
Map Reference	DB 293 PG 17
Instrument Date	Feb 25, 2022
Instrument	167850
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 MACKVILLE RD, HARRODSBURG, KY 40330-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 MACKVILLE RD, HARRODSBURG, KY 40330-9059

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 24, 2018
Property Address	281 ROLLING MEADOWS DR, LANCASTER, KY 40444-7410
Document Number	000293/017
Book / Page	293 / 017
Map Reference	PL CAB 3 SL 32
Instrument Date	Mar 24, 2018
Instrument	137972
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	562 MALLARD CV, HARRODSBURG, KY 40330-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 HILL N DALE DR, LANCASTER, KY 40444-1036
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (+529.54%)	$290,000 (+1,723.9%) Land $20,000 Building $270,000	$290,000 (+1,723.9%) Land $20,000 Building $270,000
2024	$474.00 (+26.74%)	$15,900 (-) Land $15,900	$15,900 (-) Land $15,900
2023	$374.00	$15,900 Land $15,900	$15,900 Land $15,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5
Windstream DSL · Fiber in parts of the area	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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