Botetourt County property record for 281 Richardson Dr, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,075 sqft · built 1960 |
| Lot Size | 0.624 acres (27,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Apr 2024) |
| Tax Bill | $2,352 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107B(2)BK2-5 |
| Primary APN | 107B(2)BK2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,075 sqft Finished Area |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 1,125 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,199 sqft (0.624 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13491 |
|---|---|
| Street Address | 281 RICHARDSON DR |
| City | ROANOKE |
| State | VA |
| Zip | 24019-8586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ROSAMAE GARDENS NEW LOT 5A |
| Legal Subdivision | ROSAMAE GARDENS |
| Legal Lot Number | 5A |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 40402 |
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK |
| Apr 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK |
| Jan 16, 2024 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Deed Document Number | 2024972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | May 7, 2026 |
| Property Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Document Number | 0000001540 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Document Number | 0000001540, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20261540 |
| Name | UNIVERSITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Apr 18, 2024 |
| Property Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Document Number | 0240000972 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 240000972 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Document Number | 0240000973 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 240000973 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000098 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 240000098 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 281 RICHARDSON DR, ROANOKE, VA 24019-8586 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0210001433 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 210001433 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,000 (-) Land $35,000 Building $301,000 | $336,000 (-) Land $35,000 Building $301,000 | |
| 2025 | $2,352.00 | $336,000 (+47.56%) Land $35,000 Building $301,000 | $336,000 (+47.56%) Land $35,000 Building $301,000 |
| 2024 | $2,352.00 (+54.84%) | ||
| 2023 | $227,700 (+18.35%) Land $30,000 Building $197,700 | $227,700 (+18.35%) Land $30,000 Building $197,700 | |
| 2022 | $1,519.00 | $192,400 Land $30,000 Building $162,400 | $192,400 Land $30,000 Building $162,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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