281 Redbud Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 281 Redbud Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 2018
Lot Size	0.19 acres (8,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,000 (Dec 2019)
Tax Bill	$7,114 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`26-3S-18-16500-000-0280`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16500-000-0280`
Alternative APN	`1054013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	1,766 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,284 sqft (0.19 acres)
Porch	Porch
Porch Area	238 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1054013
Street Address	281 REDBUD LN
City	INLET BEACH
State	FL
Zip	32461-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 TREETOP S/D PB 16-64 OR 2667-1764 OR 2967-3841 OR 3085-1909 &-2321 OR 3126-2069 OR 3126-2069
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	TREETOP
Legal Lot Number	28
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6802 PEBBLE BEACH DR, HOUSTON, TX 77069-2302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · ARM RENASANT BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Sep 20, 2018	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	20190042598
Deed Book / Page	3126 / 2069
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	281 REDBUD LN, INLET BEACH, FL 32461-8134
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030580285
Date	Nov 21, 2017
Book Page	3058/0285
Instrument	2017000038515

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	281 REDBUD LN, INLET BEACH, FL 32461-8134
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 PEBBLE BEACH DR, HOUSTON, TX 77069-2302

Mortgage

Document Number	0032151909
Date	Sep 9, 2021
Book Page	3215/1909
Instrument	20210045123

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2019
Property Address	281 REDBUD LN, INLET BEACH, FL 32461-8134
Document Number	0031262069
Book / Page	003126 / 002069
Instrument Date	Dec 2, 2019
Instrument	42598
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 PEBBLE BEACH DR HOUSTON TX 770692302, HOUSTON, TX 77069-2302

Mortgage

Document Number	31262071
Date	Dec 6, 2019
Book Page	003126/002071
Instrument	42599

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2018
Property Address	281 REDBUD LN, INLET BEACH, FL 32461-8134
Document Number	0030851909
Book / Page	003085 / 001909
Instrument Date	Sep 14, 2018
Instrument	31610
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,624.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 WATERCOLOR WAY SANTA ROSA BEACH FL 324597350, SANTA ROSA BEACH, FL 32459-7350

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2018
Property Address	281 REDBUD LN, INLET BEACH, FL 32461-8134
Document Number	0030852321
Book / Page	3085 / 2321
Map Reference	MB16 PG64
Instrument Date	Sep 14, 2018
Instrument	2018000031741
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 WATERCOLOR WAY # 335, 174, SANTA ROSA BEACH, FL 32459-7350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 LAUREL WAY, WOODSTOCK, GA 30188-3193

Mortgage

Document Number	2018000031742
Date	Sep 20, 2018
Instrument	2018000031742

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$868,367 (-4.93%) Land $315,000 Building $553,367	$868,367 (-4.93%) Land $315,000 Building $553,367
2024	$7,114.00 (+5.05%)
2023	$6,772.00 (+8.33%)	$913,378 (+11.25%) Land $312,000 Building $601,378	$913,378 (+11.25%) Land $312,000 Building $601,378
2022	$6,251.00	$821,018 Land $203,402 Building $617,616	$821,018 Land $203,402 Building $617,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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