Carlton County property record for 281 Ratika Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,824 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-5636 |
| Primary APN | 78-020-5636 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 26436 |
|---|---|
| Street Address | 281 RATIKA RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR OF E TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 24 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 70300 |
281 Ratika Rd is owned and occupied by an individual.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 RATIKA RD, ESKO, MN 55733-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 281 RATIKA RD, ESKO, MN 55733-9404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000040235 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | T000040235 |
| Name | WESTERN NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 281 Ratika Rd was $2,824 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,824.00 Homeowner's exemption | ||
| 2025 | $258,900 (+3.35%) Land $56,100 Building $202,800 | $258,900 (+3.35%) Land $56,100 Building $202,800 | |
| 2024 | $2,628.00 Homeowner's exemption | $250,500 (+8.58%) Land $56,100 Building $194,400 | $250,500 (+8.58%) Land $56,100 Building $194,400 |
| 2023 | $2,628.00 Homeowner's exemption | $230,700 (-) Land $54,400 Building $176,300 | $230,700 (-) Land $54,400 Building $176,300 |
| 2022 | $230,700 Land $54,400 Building $176,300 | $230,700 Land $54,400 Building $176,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Ratika Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Ratika Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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