281 Providence Dr, Matteson, IL 60443 Property Records

Cook County property record for 281 Providence Dr, Matteson, IL 60443

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,992 sqft · built 2001
Lot Size0.328 acres (14,281 sqft)
OwnerIndividual Name on File
Last Sale$316,000 (Mar 2004)
Tax Bill$12,490 (2023)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-16-109-001

Property Details

APN / Parcel Number

Primary APN31-16-109-001
Alternative APN
  • 31-16-109-001-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,281 sqft (0.328 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address281 PROVIDENCE DR
CityMATTESON
StateIL
Zip60443-1292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPROVIDENCE MANOR PH 02
Legal Lot Number70
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group4
Census Block4012
Census Tract830004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address281 PROVIDENCE DR, MATTESON, IL 60443-1292
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2004 · Amount on File
Deed SaleMar 4, 2004 · Amount on File
Deed Document Number200435084
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address281 PROVIDENCE DR, MATTESON, IL 60443-1292
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019708006
DateJul 16, 2021
Instrument2119708006
Lender
NamePACOR MORTGAGE CORP
TypeMortgage Company
AddressOAK FOREST, IL 60452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2031
Interest
Rate TypeFixed Rate
Rate2.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityMatteson Village
Secondary School DistrictRich Township High School District 227 (09 - 12)
Elementary School DistrictElementary School District 159 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,100 (+59.49%) Land $7,855 Building $28,245$361,000 (+59.49%) Land $78,550 Building $282,450
2023$12,490.00 (+41.58%)
2022$8,822.00 Homeowner's exemption Senior Citizen's exemption$22,634 Land $6,783 Building $15,851$226,340 Land $67,830 Building $158,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTESON
serves 18,293 people · EPA ID IL0311800
Water SourcePurchased surface water from OAK LAWN
Last State InspectionJan 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

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