281 Phinneys Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 281 Phinneys Ln, Centerville, MA 02632

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1967
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$267,000 (Jun 2019)
Tax Bill$3,533 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCENT M:230 L:009

Property Details

APN / Parcel Number

Primary APNCENT M:230 L:009
Alternative APN
  • 142090

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area2,642 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number142090
Street Address281 PHINNEYS LN
CityCENTERVILLE
StateMA
Zip02632-2545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number9
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1025
Census Tract12800

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2698, HYANNIS, MA 02601-7698
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Deed of Trust, Mortgage · Closed-End Mortgage
CAPE COD FIVE CENTS SAVINGS BANK
Jun 28, 2019Quit Claim Deed, Transfer · Conventional with PMI
QUAD CTY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Prior SaleDec 17, 1998 · Amount on Record
Deed Document Number201930528
Deed Book / Page32125 / 108
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address281 PHINNEYS LN, CENTERVILLE, MA 02632-2545
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30946-89
DateDec 6, 2017
Book Page30946/89
Instrument62295
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2042

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJun 28, 2019
Property Address281 PHINNEYS LN, CENTERVILLE, MA 02632-2545
Document Number32125-108
Book / Page032125 / 000108
Instrument DateMay 22, 2019
Instrument30528
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,521.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2698 HYANNIS MA 026017698, HYANNIS, MA 02601-7698

Mortgage

Document Number32125-110
DateJun 28, 2019
Book Page032125/000110
Instrument30529
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,533.00 (+4%)$436,700 (+0.39%) Land $145,500 Building $291,200$425,980
2024$3,397.00 (+5.92%)$435,000 (+13.13%) Land $145,500 Building $289,500
2023$3,207.00$384,500 Land $132,300 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2017–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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