281 Paradise Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 281 Paradise Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 1973
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Trust Names on Record
Last Sale	$775,000 (Aug 2004)
Tax Bill	$12,386 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-041-66`

Property Details

APN / Parcel Number

Primary APN	`099-041-66`
Alternative APN	`099-041-66-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,946 sqft Living Area
Gross Area	2,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	109,336 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	757 sqft
Patio Area	757 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	281 PARADISE LN
City	SOQUEL
State	CA
Zip	95073-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	281 PARADISE LN, SOQUEL, CA 95073-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 14, 2020	Quit Claim Deed, Transfer OTHER
Oct 14, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Document Number	200457660
Last Transfer Date	Oct 13, 2020
Transfer Doc	0000041545
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	281 PARADISE LN, SOQUEL, CA 95073-9477
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 PARADISE LN, SOQUEL, CA 95073-9477

Mortgage

Document Number	0000002680
Date	Feb 6, 2026
Instrument	2026-0002680

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	281 PARADISE LN, SOQUEL, CA 95073-9477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013822
Date	May 23, 2019
Instrument	2019-0013822

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 14, 2020
Property Address	281 PARADISE LN, SOQUEL, CA 95073-9477
Document Number	0000041546
Instrument Date	Oct 13, 2020
Instrument	41546
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	281 PARADISE LN SOQUEL CA 950739477, SOQUEL, CA 95073-9477

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 14, 2020
Property Address	281 PARADISE LN, SOQUEL, CA 95073-9477
Document Number	0000041545
Instrument Date	Oct 13, 2020
Instrument	41545
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	281 PARADISE LN SOQUEL CA 950739477, SOQUEL, CA 95073-9477

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,101,895 (+2%) Land $767,771 Building $334,124
2025	$12,386.00 (+6.56%) Homeowner's exemption	$1,080,288 (+4.04%) Land $752,716 Building $327,572
2023	$11,624.00 (+1.35%) Homeowner's exemption	$1,038,340 Land $723,488 Building $314,852	$1,149,480
2022	$11,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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