Cache County property record for 281 Panoramic Dr, Hyrum, UT 84319
| Property Type | Single Family Home |
|---|---|
| Details | 1,161 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,390 (Sep 2026) |
| Tax Bill | $1,406 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-113-0005 |
| Primary APN | 01-113-0005 |
|---|
| Building Area | 1,161 sqft Living Area |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 281 PANORAMIC DR |
|---|---|
| City | HYRUM |
| State | UT |
| Zip | 84319-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 PAN O RAMA PARK SUBDIV IN NE/4 SEC 4 T 10N R 1E |
| Legal Range | 01E |
| Legal Township | 10N |
| Legal Section | 04 |
| Legal Subdivision | RAMA PARK SUBD |
| Legal Lot Number | 23 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | HYRUM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1401 |
281 Panoramic Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Cache County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Oct 2, 2018 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 14, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 1, 2021 | Deed of Trust, Mortgage LIVE OAK BANKING COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Aug 16, 2007 · Amount on File |
| Deed Document Number | 20261404526 |
| Deed Book / Page | 2565 / 255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Sep 18, 2026 |
| Property Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Document Number | 0001404526 |
| Book / Page | 2565 / 255 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20261404526 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Document Number | 0001404530, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 2565/283 |
| Instrument | 20261404530 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | SOLIDIFI TITLE AGENCY OF UTA |
| Name | Verified Name |
|---|
| Document Number | 02041/0957 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 2041/0957 |
| Instrument | 1205278 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 02107/1781 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 2107/1781 |
| Instrument | 1232277 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 02244/1195 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2244/1195 |
| Instrument | 1283284 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | MOUNTAIN VIEW TITLE |
| Name | Verified Name |
|---|---|
| Address | 281 PANORAMIC DR, HYRUM, UT 84319-1105 |
| Document Number | 002266/922 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2266/922 |
| Instrument | 1291660 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 281 Panoramic Dr was $1,406.
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Hyrum City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 | $201,890 | $367,074 Land $129,000 Building $238,074 |
| 2023 | $1,465.00 | $187,905 | $341,646 Land $64,590 Building $277,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Panoramic Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Panoramic Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.5% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HYRUM CITY serves 10,891 people · EPA ID UTAH03008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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