281 Palin Ave, Galt, CA 95632 Property Records

Sacramento County property record for 281 Palin Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,054 sqft · built 1960
Lot Size	0.138 acres (6,022 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2022)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0124-012-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0124-012-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	1,558 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,022 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 PALIN AVE
City	GALT
State	CA
Zip	95632-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	POR NE 1/4 SEC 27, T 5 N, R 6 E, MDB&M, DESC ASBEG AT INTERSECTION OF E LINE PALIN AVE WITH S LINE SIMONS ST, TH FROM SD POB
Legal Range	06E
Legal Township	05N
Legal Section	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2008
Census Tract	9503

Owner

281 Palin Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 PALIN AVE, GALT, CA 95632-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Apr 4, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 30, 2019	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Book / Page	20220404 / 1089
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0000000405
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 4, 2022
Property Address	281 PALIN AVE, GALT, CA 95632-1734
Document Number	0000001090
Instrument Date	Mar 30, 2022
Instrument	2022040401090
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 PALIN AVE, GALT, CA 95632-1734

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 4, 2022
Property Address	281 PALIN AVE, GALT, CA 95632-1734
Document Number	0000001089
Instrument Date	Mar 30, 2022
Instrument	2022040401089
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 PALIN AVE, GALT, CA 95632-1734

Mortgage

Document Number	0000001091
Date	Apr 4, 2022
Instrument	2022040401091

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2019
Property Address	281 PALIN AVE, GALT, CA 95632-1734
Document Number	1907301558
Instrument Date	Jul 26, 2019
Instrument	1907301558
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 PALIN AVE GALT CA 956321734, GALT, CA 95632-1734

Mortgage

Document Number	1907301559
Date	Jul 30, 2019
Instrument	1907301559

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 281 Palin Ave was $5,410 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,092 (+2%) Land $108,242 Building $378,850
2025	$5,410.00 (+4.52%) Homeowner's exemption	$477,542 Land $106,120 Building $371,422
2024	$5,176.00 (+1.73%)
2023	$5,088.00 (+35.79%) Homeowner's exemption	$459,000 Land $102,000 Building $357,000
2022	$3,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 281 Palin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Palin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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