281 Packing Plant Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 281 Packing Plant Rd, Hernando, MS 38632

Property Summary

Property TypeCommercial
Details16,165 sqft · built 1958
Lot Size6.27 acres (273,121 sqft)
OwnerCompany Name on File
Tax Bill$6,917 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN3-08-6-24-05-0-00001-00

Property Details

APN / Parcel Number

Primary APN3-08-6-24-05-0-00001-00

Interior

Building Area16,165 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area273,121 sqft (6.27 acres)

Location & Zoning

Street Address281 PACKING PLANT RD
CityHERNANDO
StateMS
Zip38632-6725
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeM-1
Legal DescriptionCHAFFIN INDUSTRIAL LOT 1
Legal Range08
Legal Township03
Legal Section24
Legal SubdivisionCHAFFIN INDUSTRIAL
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2021
Census Tract71123

Owner

281 Packing Plant Rd, a commercial property, is owned by a company that acquired it in November 2025.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address335 PACKING PLANT RD, HERNANDO, MS 38632-6708
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Sep 11, 2020Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Mar 31, 2020Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Nov 6, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RENASANT BANK
Nov 3, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025
Deed SaleNov 3, 2025
Prior SaleNov 30, 2009
Deed Document Number0102521084
Deed Book / Page1025 / 21084
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 PACKING PLANT RD, HERNANDO, MS 38632-6708

Mortgage

Document Number5662/114150
DateNov 3, 2025
Book Page5662/114150
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressBRANDON, MS 39042
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueNov 5, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725

Mortgage

Document Number005039/308
DateSep 11, 2020
Book Page5039/308
Lender
NameRENASANT BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term54 Months
DueMar 20, 2025

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004914/233
DateMar 31, 2020
Book Page4914/233
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 20, 2025

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725

Mortgage

Document Number005085/104
DateNov 6, 2020
Book Page5085/104
Lender
NameRENASANT BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueNov 10, 2025

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 3, 2025
Property Address281 PACKING PLANT RD, HERNANDO, MS 38632-6725
Document Number1025/21084
Book / Page1025 / 21084
Map ReferenceMB 85 PG 36
Instrument DateOct 30, 2025
Transaction TypeTransfer
Record UpdatedNov 14, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 SUNSET BEACH RD, FLORENCE, AL 35633-0125

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 PACKING PLANT RD, HERNANDO, MS 38632-6708

Tax Assessment & Valuation

The 2025 property tax bill for 281 Packing Plant Rd was $6,917, up 12.4% from the year before.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,917.00 (+12.43%)$83,560 (+36.34%) Land $9,405 Building $74,155$557,066 (+36.34%) Land $62,700 Building $494,366
2024$6,152.00$61,287 (-) Land $9,405 Building $51,882$408,583 (-) Land $62,700 Building $345,883
2023$6,152.00$61,287$408,583 Land $62,700 Building $345,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Packing Plant Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Packing Plant Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER ASSOCIATION
public/private · serves 2,719 people · EPA ID MS0170001
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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