281 Oxbridge Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 281 Oxbridge Way, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,857 sqft · built 2020
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jun 2020)
Tax Bill$334 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN002396-0320

Property Details

APN / Parcel Number

Primary APN002396-0320

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,857 sqft Living Area
Gross Area3,713 sqft
1st Floor Area2,857 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area256 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address281 OXBRIDGE WAY
CitySAINT JOHNS
StateFL
Zip32259-7084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90/71-77 OXFORD ESTATES PHASE FOUR LOT 32 OR4961/110
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionOXFORD ESTATES PHASE FOUR
Legal Phase4
Legal Lot Number32
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 OXBRIDGE WAY, SAINT JOHNS, FL 32259-7084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 12, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jun 10, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number202044891
Deed Book / Page4961 / 110
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address281 OXBRIDGE WAY, SAINT JOHNS, FL 32259-7084
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 OXBRIDGE WAY, SAINT JOHNS, FL 32259-7084

Mortgage

Document Number0058081425
DateAug 14, 2023
Book Page5808/1425
Instrument2023063668
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2043

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address281 OXBRIDGE WAY, SAINT JOHNS, FL 32259-7084
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052341385
DateApr 12, 2021
Book Page5234/1385
Instrument2021040209
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 10, 2020
Property Address281 OXBRIDGE WAY, SAINT JOHNS, FL 32259-7084
Document Number0049610110
Book / Page004961 / 000110
Instrument DateJun 8, 2020
Instrument44891
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 24, 2020
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address281 OXBRIDGE WAY ST JOHNS FL 322597084, ST JOHNS, FL 32259-7084

Mortgage

Document Number49610112
DateJun 10, 2020
Book Page004961/000112
Instrument44892
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,125 (+2.7%)$609,854 (-2.75%) Land $162,000 Building $447,854
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$464,581 (+2.9%)$627,092 (+5.24%) Land $162,000 Building $465,092
2024$254.00 Disabled Person's exemption Veteran's exemption$451,488 (+6.23%)$595,846 (+10.25%) Land $162,000 Building $433,846
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$425,013 (+3%)$540,454 (+8.85%) Land $127,500 Building $412,954
2022$236.00 Disabled Person's exemption Veteran's exemption$412,634$496,534 Land $128,800 Building $367,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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