Haddam Town property record for 281 Oxbow Rd, Durham, CT 06422
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,136 sqft · built 1998 |
| Lot Size | 8.78 acres (382,457 sqft) |
| Owner | Trust Name on File |
| Last Sale | $470,000 (Jul 2003) |
| Tax Bill | $12,018 (2026) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O0464400 |
| Primary APN | O0464400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 6,218 sqft |
| Basement Area | 1,415 sqft |
| Unfinished Basement | 1,415 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 382,457 sqft (8.78 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | O0464400 |
|---|---|
| Street Address | 281 OXBOW RD |
| City | DURHAM |
| State | CT |
| Zip | 06422-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 8 |
| Legal Lot Number | 15 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 590102 |
281 Oxbow Rd is owner-occupied and held in a trust since July 2003.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 281 OXBOW RD, HIGGANUM, CT 06441-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2003 · Amount on File |
| Deed Sale | Jul 7, 2003 · Amount on File |
| Prior Sale | Apr 14, 1997 · Amount on File |
| Deed Book / Page | 264 / 749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADDAM CT |
| Property Address | 281 OXBOW RD, DURHAM, CT 06422-1814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 392-591 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 392/591 |
| Instrument | 2018190590 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 281 Oxbow Rd was $12,018.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,018.00 | $481,110 (+55.13%) Land $99,890 Building $381,220 | $794,096 (+265.79%) |
| 2025 | $310,130 Land $99,890 Building $210,240 | $217,091 Land $69,923 Building $147,168 | |
| 2024 | $10,653.00 (+1.42%) | ||
| 2023 | $10,504.00 (+4.76%) | $310,130 (-) Land $99,890 Building $210,240 | |
| 2022 | $10,027.00 | $310,130 Land $99,890 Building $210,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Oxbow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Oxbow Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Frontier, T-Mobile.
5G and 4G LTE (outdoors only)
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