Grayson County property record for 281 Owens Rd, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 4,660 sqft · built 1970 |
| Lot Size | 15.9 acres (695,653 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,329 (2024) |
| Deeds & Mortgages | May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 110 0327045 |
| Primary APN | 110 0327045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,660 sqft Living Area |
| Gross Area | 5,762 sqft |
| 1st Floor Area | 4,660 sqft |
| Upper Floors Area | 2,486 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 695,653 sqft (15.9 acres) |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 672 sqft |
| Utility Building | 432 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 281 OWENS RD |
|---|---|
| City | BELLS |
| State | TX |
| Zip | 75414-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0327 DUGAN DANIEL A-G0327, ACRES 15.97 |
| Legal Subdivision | DUGAN DANIEL A-G0327 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 101 |
281 Owens Rd is owned and occupied by two individuals who acquired it in September 2021.
Source: Grayson County records, as of August 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 OWENS RD, BELLS, TX 75414-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 |
| Deed Sale | Sep 29, 2021 |
| Deed Document Number | 202133275 |
| Prior Transfer Date | Nov 30, 2020 |
| Prior Transfer Doc | 0000034357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 4, 2021 |
| Property Address | 281 OWENS RD, BELLS, TX 75414-2714 |
| Document Number | 0000014591 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021-00014591 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530,172 | $977,595 Land $447,639 Building $529,956 | |
| 2024 | $5,329.00 | ||
| 2023 | $464,279 Land $10,737 Building $453,542 | $778,593 Land $325,051 Building $453,542 | |
| 2022 | $6,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Owens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Owens Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TekWav Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| 360 Broadband Fixed Wireless | 30 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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