South Kingstown Town property record for 281 Osprey Rd, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,066 sqft · built 1986 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (May 2024) |
| Tax Bill | $7,929 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0575-85 |
| Primary APN | R-50-0575-85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-60-6006-01 |
|---|---|
| Street Address | 281 OSPREY RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-6551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 6 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 OSPREY RD, WAKEFIELD, RI 02879-6551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Apr 12, 2013 · Amount on Record |
| Deed Document Number | 202433092 |
| Deed Book / Page | 1879 / 504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Jul 29, 2026 |
| Property Address | 281 OSPREY RD, WAKEFIELD, RI 02879-6551 |
| Document Number | 0000045067 |
| Book / Page | 1939 / 131 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202645067 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 OSPREY RD, WAKEFIELD, RI 02879-6551 |
| Document Number | 0000045067, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 1939/131 |
| Instrument | 202645067 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,929.00 (+0.1%) | $886,900 (+23.73%) Land $478,700 Building $408,200 | $1,039,735 |
| 2023 | $7,921.00 (+0.92%) | $716,800 (-) Land $402,100 Building $314,700 | |
| 2022 | $7,849.00 | $716,800 Land $402,100 Building $314,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 90 (1980–2024) |
| Claims Outside the SFHA | 5 of 90 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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