Essex County and Methuen City property record for 281 Oak St, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,378 sqft · built 1969 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (May 2010) |
| Tax Bill | $5,844 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | METH M:01012 B:00108 L:00008A |
| Primary APN | METH M:01012 B:00108 L:00008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,378 sqft Living Area |
| Gross Area | 4,884 sqft |
| Basement Area | 1,604 sqft |
| Unfinished Basement | 802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9406 |
|---|---|
| Street Address | 281 OAK ST |
| City | METHUEN |
| State | MA |
| Zip | 01844-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | METHUEN |
| Legal Block | 108 |
| Legal Lot Number | 8A |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 252601 |
Source: Essex County and Methuen City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 OAK ST, METHUEN, MA 01844-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on Record |
| Deed Sale | May 12, 2010 · Amount on Record |
| Prior Sale | Apr 7, 2010 · Amount on Record |
| Transfer Doc | 11998-42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 281 OAK ST, METHUEN, MA 01844-5223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017839-36 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 17839/36 |
| Instrument | 15643 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 281 OAK ST, METHUEN, MA 01844-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15623-21 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 15623/21 |
| Instrument | 23015 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,844.00 (+7.35%) | $561,900 (+9.19%) Land $208,500 Building $353,400 | $650,614 (-27.17%) |
| 2025 | $5,444.00 (+3.52%) | $514,600 (+6.26%) Land $198,000 Building $316,600 | $893,285 |
| 2024 | $5,259.00 (+1.39%) | $484,300 (+9.25%) Land $165,000 Building $319,300 | |
| 2023 | $5,187.00 | $443,300 Land $165,000 Building $278,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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