281 Oak Rd, Harper, TX 78631 Property Records

Gillespie County property record for 281 Oak Rd, Harper, TX 78631

Property Summary

Property Type	Rural Home
Details	1 ba · 1,829 sqft · built 1989
Lot Size	5.16 acres (224,770 sqft)
Owner	Individual Name on File
Last Sale	$342,138 (May 2026)
Tax Bill	$3,800 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2017 Mortgage
APN	`S1045-0000-002200`

Property Details

APN / Parcel Number

Primary APN	`S1045-0000-002200`
Alternative APN	`57596`

Interior

Full Baths	1 Bath
Building Area	1,829 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,829 sqft
Utility Area	192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	224,770 sqft (5.16 acres)
Lot Dimensions	220 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	56 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1045-0000-002200
Street Address	281 OAK RD
City	HARPER
State	TX
Zip	78631-8582
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LIVE OAK RANCH LOT 22, 5.16, -HOMESITE- -HOMESITE-
Legal Subdivision	LIVE OAK RANCH
Legal Tract	22
Legal Lot Number	22
Jurisdiction	GILLESPIE TX
Township / Civil Division	HARPER
Census Block Group	2
Census Block	2062
Census Tract	950200

Owner

Source: Gillespie County records · APN S1045-0000-002200

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 SKY LINE DR, COMFORT, TX 78013-2803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	20262846
Prior Transfer Date	Jul 07, 2017
Prior Transfer Doc	0020173469
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GILLESPIE TX
Recording Date	May 27, 2026
Property Address	281 OAK RD, HARPER, TX 78631-8582
Document Number	0000002846
Instrument Date	May 22, 2026
Instrument	20262846
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SKY LINE DR, COMFORT, TX 78013-2803

Mortgage

Document Number	0000002847,
Date	May 27, 2026
Instrument	20262847

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Jul 14, 2017
Property Address	281 OAK RD, HARPER, TX 78631-8582
Document Number	0020173469
Map Reference	VOL 1 PG 139
Instrument Date	Jul 07, 2017
Instrument	20173469
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 355, INGRAM, TX 78025-0355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 FRIENDSHIP LN APT 1404, 1404, FREDERICKSBURG, TX 78624-5619

Mortgage

Document Number	0020173470
Date	Jul 14, 2017
Instrument	20173470

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Gillespie County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,800.00 (+6.15%)
2025	$3,580.00 (+38.38%) Homeowner's exemption	$380,677 (+21%)	$417,950 (+1.18%) Land $123,350 Building $294,600
2024	$2,587.00 (+10.98%)
2023	$2,331.00 (-42.8%) Homeowner's exemption	$314,609	$413,060 Land $123,350 Building $289,710
2022	$4,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	25 / 3

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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