Anne Arundel County property record for 281 Oak Ct, Severna Park, MD 21146
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,240 sqft · built 1968 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $591,000 (Jun 2014) |
| Tax Bill | $7,471 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-263-26249080 |
| Primary APN | 03-263-26249080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 2,681 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.333 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Deck Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26326249080 |
|---|---|
| Street Address | 281 OAK CT |
| City | SEVERNA PARK |
| State | MD |
| Zip | 21146-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 28 FAIR OAKS ON THE MAGOTHY |
| Legal Subdivision | FAIR OAKS ON THE MAGOTHY |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 731201 |
281 Oak Ct is owned and occupied by two individuals who bought it in June 2014.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 OAK CT, SEVERNA PARK, MD 21146-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2014 · Amount on File |
| Deed Sale | Jun 9, 2014 · Amount on File |
| Deed Book / Page | 27343 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 281 OAK CT, SEVERNA PARK, MD 21146-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0402150371 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 40215/371 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 14, 2038 |
The 2025 property tax bill for 281 Oak Ct was $7,471 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720,333 | $767,300 Land $344,600 Building $422,700 | |
| 2025 | $7,471.00 | ||
| 2023 | $6,667.00 Homeowner's exemption | $622,500 | $626,400 Land $344,600 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Oak Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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