281 North St, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 281 North St, Arcade, NY 14009

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,668 sqft · built 1905
Lot Size	0.222 acres (9,677 sqft)
Owner	Individual Name on File
Last Sale	$106,700 (Jul 2016)
Tax Bill	$4,497 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
APN	`562001 183.10-1-13.1`

Property Details

APN / Parcel Number

Primary APN	`562001 183.10-1-13.1`
Alternative APN	`200118301000010130010000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	633 sqft
Upper Floors Area	125 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,677 sqft (0.222 acres)
Lot Dimensions	174 ft deep x 55.3 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 NORTH ST
City	ARCADE
State	NY
Zip	14009-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	2
Census Block	2028
Census Tract	971000

Owner

281 North St is owned and occupied by an individual who bought it in July 2016.

Source: Wyoming County and Arcade Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	281 NORTH ST, ARCADE, NY 14009-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on File
Deed Sale	Jul 1, 2016 · Amount on File
Prior Sale	Oct 26, 2009 · Amount on File
Deed Book / Page	773 / 833
Prior Transfer Date	Jul 23, 2009
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WYOMING NY
Recording Date	May 27, 2022
Property Address	281 NORTH ST, ARCADE, NY 14009-1205
Document Number	0008100943
Book / Page	810 / 943
Instrument Date	Aug 13, 2021
Instrument	2028
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 NORTH ST, ARCADE, NY 14009-1205

Mortgage

Document Number	0010070763
Date	May 27, 2022
Book Page	1007/763
Instrument	2029

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 281 North St was $4,497, up 0.6% from the year before.

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Arcade Village
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,497.00 (+0.65%)
2025	$4,468.00	$117,000 Land $11,800 Building $105,200	$136,000 Land $13,716 Building $122,284
2023		$117,000 (-) Land $11,800 Building $105,200	$130,000 (+6.67%) Land $13,111 Building $116,889
2022	$3,194.00	$117,000 Land $11,800 Building $105,200	$121,875 Land $12,292 Building $109,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 281 North St; there have been 11 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1989–2007)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2007
Claims by Event	Severe Storms And Flooding, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADE VILLAGE serves 2,630 people · EPA ID NY6000608
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20