Alleghany County property record for 281 N River Rd, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 936 sqft · built 1776 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $264,000 (Jul 2017) |
| Tax Bill | $1,487 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 040E0-02-000-0160 |
| Primary APN | 040E0-02-000-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1776 |
|---|---|
| Effective Year Built | Effective 1776 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 134,165 sqft (3.08 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 128 sqft |
| Canopy | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 8216 |
|---|---|
| Street Address | 281 N RIVER RD |
| City | COVINGTON |
| State | VA |
| Zip | 24426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 3.08 AC LOT 16 MERRILL S & LOIS D MAYS RIVER LOTS |
| Legal Lot Number | 16 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 80301 |
Source: Alleghany County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10809 N BANK RD, HENRICO, VA 23238-3522 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on Record |
| Deed Sale | Jul 28, 2017 · Amount on Record |
| Prior Sale | Nov 9, 2011 |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 | $303,500 (+79.16%) Land $131,200 Building $172,300 | $303,500 (+79.16%) Land $131,200 Building $172,300 |
| 2023 | $169,400 Land $70,800 Building $98,600 | $169,400 Land $70,800 Building $98,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1985–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 72% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Starlink Satellite | 280 / 30 |
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