281 N Plum St, Fruita, CO 81521 Property Records

Mesa County property record for 281 N Plum St, Fruita, CO 81521

Property Summary

Property Type	Commercial
Details	5,148 sqft · built 1994
Lot Size	0.67 acres (29,185 sqft)
Owner	Company Name on File
Tax Bill	$30,453 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-172-04-020`

Property Details

APN / Parcel Number

Primary APN	`2697-172-04-020`
Alternative APN	`R091364`

Interior

Plumbing Fixtures	17 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	5,148 sqft Gross Area
1st Floor Area	5,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	29,185 sqft (0.67 acres)

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	144 sqft
Patio Area	531 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R091364
Street Address	281 N PLUM ST
City	FRUITA
State	CO
Zip	81521-2100
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 THRU 4 INC BLK 1 H C WAGNERS FIRST ADD TO TOWN OF FRUITA SEC 17 1N 2W & E 8FT OF VAC ALY ADJ SD LOTS ON W PER ORD NO 350 RECD IN B-1122 P-2 & ALSO LOT 5 BLK 1 H C WAGNERS FIRST ADD TO TOWN OF FRUITA SEC 17 1N 2W & E 8FT OF VAC ALY ADJ SD LOTS
Legal Subdivision	WAGNER
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	3
Census Block	3003
Census Tract	1504

Owner

281 N Plum St, a commercial property, is owned by a company.

Source: Mesa County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	1803 VENETIAN DR, GRAND JUNCTION, CO 81506-5113
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL HUGHES
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL HUGHES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	281 N PLUM ST, FRUITA, CO 81521-2100
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002817953
Date	Oct 18, 2017
Instrument	2817953

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Aug 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	281 N PLUM ST, FRUITA, CO 81521-2100
Document Number	0002881297
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	281 N PLUM ST FRUITA CO 815212100, FRUITA, CO 81521-2100

Mortgage

Document Number	0002881297
Date	May 29, 2019
Instrument	2881297

Lender

Name	MICHAEL HUGHES
Address	2229 REDLANDS PKWY, GRAND JUNCTION, CO 81507-1101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 28, 2024

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	281 N PLUM ST, FRUITA, CO 81521-2100
Document Number	0002881298
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	281 N PLUM ST FRUITA CO 815212100, FRUITA, CO 81521-2100

Mortgage

Document Number	0002881298
Date	May 29, 2019
Instrument	2881298

Lender

Name	MICHAEL HUGHES
Address	2229 REDLANDS PKWY, GRAND JUNCTION, CO 81507-1101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 28, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 281 N Plum St was $30,453, down 14.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,453.00 (-14.62%)	$390,830 (-10.14%) Land $133,960 Building $256,870	$1,447,520 Land $496,150 Building $951,370
2024	$35,668.00 (+0.54%)	$434,950 (-) Land $114,000 Building $320,950
2023	$35,478.00 (+42.73%)	$434,950 (+45.1%) Land $114,000 Building $320,950	$1,558,940 Land $408,590 Building $1,150,350
2022	$24,856.00	$299,760 Land $105,790 Building $193,970
2021			$1,033,680 Land $364,810 Building $668,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 N Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 281 N Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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