281 N 2470 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 281 N 2470 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,771 sqft · built 2015
Lot Size	0.344 acres (14,992 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Aug 2020)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-897-0014`

Property Details

APN / Parcel Number

Primary APN	`46-897-0014`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	5,467 sqft
Basement Area	1,876 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	14,992 sqft (0.344 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	392 sqft
Deck Area	Deck Area
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 N 2470 E
City	SPANISH FORK
State	UT
Zip	84660-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT B, MAYFIELD SUB AREA 0.344 AC.
Legal Subdivision	MAYFIELD SUB
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1010
Census Tract	10307

Owner

281 N 2470 E is owned and occupied by two individuals who bought it in August 2020.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 N 2470 E, SPANISH FORK, UT 84660-6084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
May 14, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	2020123457
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000123457
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 19, 2020
Property Address	281 N 2470 E, SPANISH FORK, UT 84660-6084
Document Number	0000123457
Instrument Date	Aug 14, 2020
Instrument	123457:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TRIDENT TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 N 2470 E, SPANISH FORK, UT 84660-6084

Mortgage

Document Number	0000123458
Date	Aug 19, 2020
Instrument	123458:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	281 N 2470 E, SPANISH FORK, UT 84660-6084
Document Number	0000048047
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 N 2470 E SPANISH FORK UT 846606084, SPANISH FORK, UT 84660-6084

Mortgage

Document Number	0000048047
Date	May 24, 2018
Instrument	48047

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 281 N 2470 E was $4,419.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,665 (-47.89%)	$790,300 (-5.26%) Land $253,200 Building $537,100
2025	$4,419.00	$834,200 Land $253,200 Building $581,000	$834,200 Land $253,200 Building $581,000
2024	$4,419.00 (+9.95%)
2023	$4,019.00 (+4.8%)	$414,755	$754,100 Land $241,100 Building $513,000
2022	$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 N 2470 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 N 2470 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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