281 Mountain Rd, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 281 Mountain Rd, Hampden, MA 01036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,148 sqft · built 2004
Lot Size3.07 acres (133,729 sqft)
OwnerTrust Name on File
Tax Bill$9,661 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNHAMP M:0028 B:0002 L:3

Property Details

APN / Parcel Number

Primary APNHAMP M:0028 B:0002 L:3
Alternative APN
  • 2267

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,148 sqft Living Area
Gross Area7,234 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area133,729 sqft (3.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2267
Street Address281 MOUNTAIN RD
CityHAMPDEN
StateMA
Zip01036-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block2
Legal Lot Number3
JurisdictionHAMPDEN MA
Township / Civil DivisionHAMPDEN
Census Block Group2
Census Block2008
Census Tract813500

Owner

281 Mountain Rd is owner-occupied and held in a trust since April 2017.

Source: Hampden County and Hampden Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address281 MOUNTAIN RD, HAMPDEN, MA 01036-9526
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Line of Credit
BERKSHIRE BANK
Apr 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2017
Deed SaleApr 20, 2017
Prior SaleDec 3, 2003 · Amount on File
Deed Document Number201721460
Deed Book / Page21647 / 566
Transfer Doc0000010371
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPDEN MA
Property Address281 MOUNTAIN RD, HAMPDEN, MA 01036-9526
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21894-277
DateOct 10, 2017
Book Page21894/277
Instrument59661
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 1, 2037

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMPDEN MA
Recording DateApr 20, 2017
Property Address281 MOUNTAIN RD, HAMPDEN, MA 01036-9526
Document Number21647-566
Book / Page021647 / 000566
Instrument DateMar 16, 2017
Instrument21460
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address281 MOUNTAIN RD HAMPDEN MA 010369526, HAMPDEN, MA 01036-9526

Tax Assessment & Valuation

The 2025 property tax bill for 281 Mountain Rd was $9,661, up 14% from the year before.

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionHampden Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,661.00 (+13.95%)$640,200 (+18.25%) Land $130,400 Building $509,800$674,098
2024$8,478.00 (-7.99%)$541,400 (-0.88%) Land $118,600 Building $422,800
2023$9,214.00$546,200 Land $118,600 Building $427,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

Nearby Streets

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