281 Morrison St, Geneva, OH 44041 Property Records

Ashtabula County property record for 281 Morrison St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Nov 2017)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-017-00-048-00`

Property Details

APN / Parcel Number

Primary APN	`20-017-00-048-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	65 sqft
Deck Area	102 sqft
Patio Area	222 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	281 MORRISON ST
City	GENEVA
State	OH
Zip	44041-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 MORRISON PLAT
Legal Subdivision	MORRISON
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5001
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 E TIBBITTS ST, GENEVA, OH 44041-1921
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	201712203
Deed Book / Page	649 / 1550
Prior Transfer Date	Jul 2, 2014
Prior Transfer Doc	0000006228
Record Updated	Sep 20, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 29, 2017
Property Address	281 MORRISON ST, GENEVA, OH 44041-1820
Document Number	0000012203
Book / Page	649 / 1550
Map Reference	VOL 10 PG 63
Instrument Date	Nov 28, 2017
Instrument	201700012203
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	EMERALD GLEN TITE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MORRISON ST, GENEVA, OH 44041-1820

Mortgage

Document Number	0000012204
Date	Nov 29, 2017
Instrument	201700012204

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00 (+68.09%)	$35,780 (-) Land $7,390 Building $28,390	$102,200 (-) Land $21,100 Building $81,100
2023	$1,736.00 (+20.3%) Homeowner's exemption	$35,780 (+21.99%) Land $7,390 Building $28,390	$102,200 (+21.96%) Land $21,100 Building $81,100
2022	$1,443.00 Homeowner's exemption	$29,330 Land $5,670 Building $23,660
2020			$83,800 Land $16,200 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20