281 Mitchell Rd, Cape Elizabeth, ME 04107 Property Records

Cumberland County and Cape Elizabeth Town property record for 281 Mitchell Rd, Cape Elizabeth, ME 04107

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,934 sqft · built 1960
Lot Size0.41 acres (17,860 sqft)
Owner2 Company Names on File
Last Sale$122,000 (Aug 1997)
Tax Bill$8,836 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNCAPE U33012A 000

Property Details

APN / Parcel Number

Primary APNCAPE U33012A 000
Alternative APN
  • B0170R

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,934 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberB0170R
Street Address281 MITCHELL RD
CityCAPE ELIZABETH
StateME
Zip04107-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionCITY/MUNI/TWP:CAPE ELIZABETH
JurisdictionCAPE ELIZABETH ME
Township / Civil DivisionCAPE ELIZABETH
Census Block Group2
Census Block2010
Census Tract3701

Owner

281 Mitchell Rd is owned by a company that bought it in August 1997 and is owner-occupied.

Source: Cumberland County and Cape Elizabeth Town records, as of November 24, 2025

Owner of Record2 Company Names on File
Co-ownerCo-owner on File
Mailing Address281 MITCHELL RD, CAPE ELIZABETH, ME 04107-1253
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage
PNC BANK NA
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORCOM MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1997 · Amount on File
Deed SaleAug 1, 1997 · Amount on File
Deed Document Number0013265330
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE ELIZABETH ME
Property Address281 MITCHELL RD, CAPE ELIZABETH, ME 04107-1253
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0420560197
DateFeb 18, 2026
Book Page42056/197
Instrument6178
Lender
NamePNC BANK NA
TypeBank
Agreement
AmountAmount on Record
Term481 Months
DueMar 1, 2066
Interest
Rate TypeAdjustable Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE ELIZABETH ME
Property Address281 MITCHELL RD, CAPE ELIZABETH, ME 04107-1253
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0389890087
DateDec 13, 2021
Book Page38989/87
Instrument87951
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term193 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Cumberland County and Cape Elizabeth Town assessment roll, as of April 1, 2024

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionCape Elizabeth Town
Unified School DistrictCape Elizabeth (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$8,836.00$803,300 Land $282,800 Building $520,500
2022$9,350.00$442,100 Land $144,800 Building $297,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 281 Mitchell Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (1978–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Mitchell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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