Fairfield Town property record for 281 Mill River Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1977 |
| Lot Size | 0.216 acres (9,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Aug 2022) |
| Tax Bill | $11,918 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:174 B:1-L |
| Primary APN | FAIR M:174 B:1-L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 3,632 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,393 sqft (0.216 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 10076 |
|---|---|
| Street Address | 281 MILL RIVER RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 1-L |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 60500 |
281 Mill River Rd is owned and occupied by two individuals who bought it in August 2022.
Source: Fairfield Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 MILL RIVER RD, FAIRFIELD, CT 06824-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Aug 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on File |
| Deed Sale | Aug 24, 2022 · Amount on File |
| Deed Document Number | 20225999 |
| Deed Book / Page | 6350 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 13, 2026 |
| Property Address | 281 MILL RIVER RD, FAIRFIELD, CT 06824-2958 |
| Document Number | 0000004569 |
| Book / Page | 6755 / 43 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20264569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 MILL RIVER RD, FAIRFIELD, CT 06824-2958 |
| Document Number | 0000004569, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 6755/43 |
| Instrument | 20264569 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 24, 2022 |
| Property Address | 281 MILL RIVER RD, FAIRFIELD, CT 06824-2958 |
| Document Number | 006350-203 |
| Book / Page | 6350 / 203 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022-5999 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 MILL RIVER RD, FAIRFIELD, CT 06824-2958 |
| Document Number | 0020226000 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022-6000 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 281 Mill River Rd was $11,918.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,918.00 | $419,790 Land $259,000 Building $160,790 | $293,853 Land $181,300 Building $112,553 |
| 2024 | $11,918.00 (+3.2%) | ||
| 2023 | $11,548.00 | $419,790 Land $259,000 Building $160,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Mill River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Mill River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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