La Plata County property record for 281 Mesa Encantada, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,106 sqft · built 2012 |
| Lot Size | 7.31 acres (318,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Dec 2019) |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-292-01-005 |
| Primary APN | 5905-292-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Lot Area | 318,424 sqft |
| Porch | Porch |
| Porch Area | 59 sqft |
| Patio Area | 111 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R428903 |
|---|---|
| Street Address | 281 MESA ENCANTADA |
| City | DURANGO |
| State | CO |
| Zip | 81303-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: VISTA PACIFICA LOT: 5 281 MESA ENCANTADA DURANGO 81303 |
| Legal Subdivision | VISTA PACIFICA |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 940400 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 162, DURANGO, CO 81302-0162 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| Jul 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF DURANGO |
| Dec 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on Record |
| Deed Sale | Dec 4, 2019 · Amount on Record |
| Deed Document Number | 20191165121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 281 MESA ENCANTADA, DURANGO, CO 81303-3842 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001191717 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 1191717 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | PAW PAW, IL 61353 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 281 MESA ENCANTADA, DURANGO, CO 81303-3842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001145742 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 1145742 |
| Name | FIRST NATIONAL BANK OF DURANGO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Dec 4, 2019 |
| Property Address | 281 MESA ENCANTADA, DURANGO, CO 81303-3842 |
| Document Number | 0001165121 |
| Map Reference | DOC 925763 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 1165121 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 162, DURANGO, CO 81302-0162 |
| Document Number | 0001165122 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 1165122 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 281 MESA ENCANTADA, DURANGO, CO 81303-3842 |
| Document Number | 0001149496 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 MESA ENCANTADA DURANGO CO 813033842, DURANGO, CO 81303-3842 |
| Document Number | 0001149496 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 1149496 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,670 (-2.07%) Land $13,590 Building $18,080 | $517,440 (-) Land $222,080 Building $295,360 | |
| 2025 | $2,082.00 (+45.8%) | $32,340 (+19.91%) Land $13,880 Building $18,460 | $517,440 (+28.57%) Land $222,080 Building $295,360 |
| 2023 | $1,428.00 (+3.4%) | $26,970 (+6.14%) Land $13,090 Building $13,880 | $402,470 (+10.06%) Land $195,380 Building $207,090 |
| 2022 | $1,381.00 | $25,410 Land $11,000 Building $14,410 | $365,680 Land $158,290 Building $207,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 65% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AlignTec Fixed Wireless | 50 / 25 |
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