281 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 281 Main St, Cromwell, CT 06416 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1905
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Aug 2024)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`53-28`

Property Details

APN / Parcel Number

Primary APN	`53-28`
Alternative APNs	`CROM M:00372000` `M:53 B:59 L:28` `372000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,022 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	765 sqft
Basement Area	765 sqft
Unfinished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	372000
Street Address	281 MAIN ST
City	CROMWELL
State	CT
Zip	06416-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	59
Legal Lot Number	28
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1021
Census Tract	570300

Owner

Source: Cromwell Town records · APN 53-28

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 MAIN ST, CROMWELL, CT 06416-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Feb 27, 2024	Warranty Deed, Transfer · Commercial Mortgage GLOBAL FUNDING GROUP
Jan 19, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	20241476
Deed Book / Page	1828 / 265
Record Updated	Sep 20, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Aug 15, 2024
Property Address	281 MAIN ST, CROMWELL, CT 06416-2304
Document Number	001828-265
Book / Page	1828 / 265
Instrument Date	Aug 13, 2024
Instrument	1476
Transaction Type	Transfer
Record Updated	Oct 04, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001477
Date	Aug 15, 2024
Instrument	1477

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001828-285
Date	Aug 15, 2024
Book Page	1828/285
Instrument	1478

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2034

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Feb 27, 2024
Property Address	281 MAIN ST, CROMWELL, CT 06416-2304
Document Number	0001815-99
Book / Page	1815 / 99
Instrument Date	Feb 26, 2024
Instrument	279
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 POMEROY AVE APT 1201, 1201, MERIDEN, CT 06450-1783

Mortgage

Document Number	0000000280
Date	Feb 27, 2024
Instrument	280

Lender

Name	GLOBAL FUNDING GROUP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CROMWELL CT
Recording Date	Jan 19, 2023
Property Address	281 MAIN ST, CROMWELL, CT 06416-2304
Document Number	001788-211
Book / Page	1788 / 211
Instrument Date	Nov 21, 2022
Instrument	103
Transaction Type	Foreclosure
Record Updated	Feb 02, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24605, WEST PALM BEACH, FL 33416-4605

Tax Assessment & Valuation

Source: Cromwell Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,535.00	$147,280 (-) Land $59,780 Building $87,500	$103,096 Land $41,846 Building $61,250
2024	$4,535.00 (+4.69%)
2023	$4,332.00 (+7.63%)	$147,280 (+21.97%) Land $59,780 Building $87,500
2022	$4,025.00	$120,750 Land $57,260 Building $63,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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