281 Lower Pond Ct, Clarkesville, GA 30523 Property Records

Habersham County property record for 281 Lower Pond Ct, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1997
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Oct 2020)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040 011A`

Property Details

APN / Parcel Number

Primary APN	`040 011A`
Alternative APNs	`679852` `382109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,112 sqft Heated Area
Gross Area	2,732 sqft
1st Floor Area	1,632 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	382109
Street Address	281 LOWER POND CT
City	CLARKESVILLE
State	GA
Zip	30523-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-156 LT 5 PB 47-133 DB 1236-336
Legal Subdivision	WINDING STAIR PH 02
Legal Lot Number	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1004
Census Tract	204

Owner

Source: Habersham County assessment roll, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 LOWER POND CT, CLARKESVILLE, GA 30523-4180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20202113
Deed Book / Page	1236 / 336
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	001053/498
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 16, 2020
Property Address	281 LOWER POND CT, CLARKESVILLE, GA 30523-4180
Document Number	001236/336
Book / Page	1236 / 336
Instrument Date	Oct 16, 2020
Instrument	2020-002113
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 LOWER POND CT, CLARKESVILLE, GA 30523-4180

Mortgage

Document Number	0000001236/0000000347
Date	Oct 20, 2020
Book Page	0000001236/0000000347

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00 Homeowner's exemption Senior Citizen's exemption	$163,325 (+20.85%) Land $16,000 Building $147,325	$408,313 (+20.85%) Land $40,000 Building $368,313
2023	Homeowner's exemption Senior Citizen's exemption	$135,152 (+16.39%) Land $12,000 Building $123,152	$337,880 (+16.39%) Land $30,000 Building $307,880
2022	Homeowner's exemption Senior Citizen's exemption	$116,120 Land $12,000 Building $104,120	$290,300 Land $30,000 Building $260,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Habersham Electric Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

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