281 Lorado Loop, Hot Springs, AR 71913 Property Records

Garland County property record for 281 Lorado Loop, Hot Springs, AR 71913

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,280 sqft · built 2002
Lot Size	0.478 acres (20,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Apr 2007)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-62860-033-000`

Property Details

APN / Parcel Number

Primary APN	`200-62860-033-000`
Alternative APNs	`871248.0` `100009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Construction Type	Manufactured
Lot Area	20,826 sqft (0.478 acres)
Lot Dimensions	178 ft deep x 117 ft wide
Deck Area	20 sqft
Patio Area	20 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 LORADO LOOP
City	HOT SPRINGS
State	AR
Zip	71913-8074
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 119
Legal Range	20W
Legal Township	02S
Legal Section	29
Legal Subdivision	SUNDANCE ESTATES
Legal Phase	II
Legal Lot Number	119
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	3
Census Block	3038
Census Tract	10301

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 LORADO LOOP, HOT SPRINGS NATIONAL PARK, AR 71913-8074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Deed Book / Page	2823 / 254
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	0028230254
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	281 LORADO LOOP, HOT SPRINGS, AR 71913-8074
Document Number	0040950649
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	GARLAND COUNTY TITLE COMPANY, GARLAND CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 LORADO LOOP HOT SPRINGS NATIONAL PARK AR 719138074, HOT SPRINGS NATIONAL PARK, AR 71913-8074

Mortgage

Document Number	0040950649
Date	Oct 15, 2019
Book Page	004095/000649

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	281 LORADO LOOP, HOT SPRINGS, AR 71913-8074
Document Number	0040030976
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 DEER RUN TRL HOT SPRINGS NATIONAL PARK AR 719099791, HOT SPRINGS NATIONAL PARK, AR 71909-9791

Mortgage

Document Number	0040030976
Date	Nov 21, 2018
Book Page	004003/000976

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$11,940 (-) Land $3,520 Building $8,420
2023	Homeowner's exemption	$11,940 Land $3,520 Building $8,420	$59,700 Land $17,600 Building $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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