Essex County and Danvers Town property record for 281 Locust St, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,966 sqft · built 1860 |
| Lot Size | 0.795 acres (34,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (May 2017) |
| Tax Bill | $7,531 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:015 L:040 P |
| Primary APN | DANV M:015 L:040 P |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 3,152 sqft |
| Basement Area | 571 sqft |
| Unfinished Basement | 571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,613 sqft (0.795 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 281 LOCUST ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 40 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 211300 |
Source: Essex County and Danvers Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 LOCUST ST, DANVERS, MA 01923-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| May 31, 2017 | Quit Claim Deed, Transfer NORTH SHORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Oct 3, 2016 |
| Deed Book / Page | 35907 / 108 |
| Transfer Doc | 035907-108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 281 LOCUST ST, DANVERS, MA 01923-1155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040559-436 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 40559/436 |
| Instrument | 20211209001290 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | May 31, 2017 |
| Property Address | 281 LOCUST ST, DANVERS, MA 01923-1155 |
| Document Number | 35907-108 |
| Book / Page | 35907 / 108 |
| Instrument | 666 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 LOCUST ST, DANVERS, MA 01923-1155 |
| Document Number | 359070110 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 35907/0110 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 31, 2047 |
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,531.00 (-0.17%) | $685,300 (+0.93%) Land $422,000 Building $263,300 | $640,110 |
| 2024 | $7,544.00 (+9.11%) | $679,000 (+15.4%) Land $422,000 Building $257,000 | |
| 2023 | $6,914.00 | $588,400 Land $361,900 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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