281 Locust Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 281 Locust Ave, Rye, NY 10580

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 2,765 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$21,642 (2025)
Flood ZoneZone AE (high risk)
APN551400 146-7-2-7-2-1

Property Details

APN / Parcel Number

Primary APN551400 146-7-2-7-2-1

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,765 sqft Total Area
1st Floor Area2,765 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleOther
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address281 LOCUST AVE
CityRYE
StateNY
Zip10580
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number7.002
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2004
Census Tract7700

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 LOCUST AVE, 1, RYE, NY 10580-2904
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,642.00$18,600 (-) Land $6,000 Building $12,600$1,576,272 (+6.78%) Land $508,475 Building $1,067,797
2024$18,600 (-) Land $6,000 Building $12,600$1,476,190 (+2.38%) Land $476,190 Building $1,000,000
2023$18,600 Land $6,000 Building $12,600$1,441,860 Land $465,116 Building $976,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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