DuPage County property record for 281 Laurel Ln, West Chicago, IL 60185
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 3,272 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,000 (Aug 2005) |
| Tax Bill | $12,865 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-33-202-008 |
| Primary APN | 01-33-202-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,272 sqft Living Area |
| Gross Area | 4,804 sqft |
| Basement Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|
| Street Address | 281 LAUREL LN |
|---|---|
| City | WEST CHICAGO |
| State | IL |
| Zip | 60185-5971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | PRESTONFIELD UNIT 2 ALL |
| Legal Subdivision | PRESTONFIELD UNIT 2 |
| Legal Lot Number | 74 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 841312 |
281 Laurel Ln is owned and occupied by two individuals who bought it in August 2005.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 LAUREL LN, WEST CHICAGO, IL 60185-5971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Dec 20, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2005 · Amount on File |
| Deed Sale | Aug 12, 2005 · Amount on File |
| Deed Document Number | 2005175072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 281 LAUREL LN, WEST CHICAGO, IL 60185-5971 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 LAUREL LN, NORTHWOODS, IL 60185-5971 |
| Document Number | 0000082055 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | R2025-082055 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST JORDAN, UT 84084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 281 LAUREL LN, WEST CHICAGO, IL 60185-5971 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000080620 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | R2023-080620 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
The 2025 property tax bill for 281 Laurel Ln was $12,865 with a veteran's exemption, up 4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Wayne Township |
| Municipality | West Chicago City |
| Secondary School District | Community High School District 94 (09 - 12) |
| Elementary School District | West Chicago School District 33 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,865.00 (+3.96%) Veteran's exemption | $169,673 (+8.7%) Land $37,105 Building $132,568 | $509,019 (+8.7%) Land $111,315 Building $397,704 |
| 2024 | $12,375.00 | $156,093 Land $34,135 Building $121,958 | $468,279 Land $102,405 Building $365,874 |
| 2022 | $11,062.00 Homeowner's exemption Senior Citizen's exemption | $128,610 Land $28,780 Building $99,830 | $385,830 Land $86,340 Building $299,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 281 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 281 Laurel Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CHICAGO serves 25,166 people · EPA ID IL0430900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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