281 Laurel Branch Rd, Canton, NC 28716 Property Records

Haywood County property record for 281 Laurel Branch Rd, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 936 sqft · built 2021
Lot Size30.7 acres (1,338,904 sqft)
OwnerIndividual Name on File
Tax Bill$2,479 (2025)
Deeds & MortgagesDec 2023 Line of Credit
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN8654-02-2888

Property Details

APN / Parcel Number

Primary APN8654-02-2888
Alternative APN
  • 243270

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area936 sqft Heated Area
Gross Area2,154 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Finished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialLogs
Lot Area1,338,904 sqft (30.7 acres)
TerrainWooded
PorchSlab
Porch Area390 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number243270
Street Address281 LAUREL BRANCH RD
CityCANTON
StateNC
Zip28716-6538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description281 LAUREL BRANCH RD PT#1 & #2
Legal SubdivisionLAUREL BRANCH
Legal Unit1
JurisdictionHAYWOOD NC
Township / Civil DivisionEAST FORK
Census Block Group3
Census Block3085
Census Tract921302

Owner

Source: Haywood County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address275 GRAY RD, MELBOURNE, FL 32904-3510
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 31, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address281 LAUREL BRANCH RD, CANTON, NC 28716
Transaction TypeMortgage
Record UpdatedJan 17, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 GRAY RD, MELBOURNE, FL 32904-3510

Mortgage

Document Number0011000302
DateDec 21, 2023
Book Page1100/302
Instrument2023011075
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address281 LAUREL BRANCH RD, CANTON, NC 28716
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 GRAY RD, MELBOURNE, FL 32904-3510

Mortgage

Document Number0010871114
DateMay 31, 2023
Book Page1087/1114
Instrument2023004538
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,010 (-) Land $29,310 Building $327,700
2025$2,479.00$357,010 (-) Land $29,310 Building $327,700$489,000 (-) Land $161,300 Building $327,700
2023$357,010 Land $29,310 Building $327,700$489,000 (-) Land $161,300 Building $327,700
2021$489,000 Land $161,300 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims50 (2004–2024)
Claims Outside the SFHA12 of 50
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 23 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito West Holding
Cable
1,000 / 25
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Laurel Branch Rd

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