Hampden County and West Springfield Town City property record for 281 Lancaster Ave, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,478 sqft · built 1963 |
| Lot Size | 0.359 acres (15,637 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (Aug 2015) |
| Tax Bill | $6,102 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 341-04500-L2-001 |
| Primary APN | 341-04500-L2-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,645 sqft |
| Basement Area | 1,582 sqft |
| Unfinished Basement | 1,582 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,637 sqft (0.359 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 341-04500-L2-001 |
|---|---|
| Street Address | 281 LANCASTER AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 4500 |
| Legal Lot Number | L2 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 812404 |
281 Lancaster Ave is owned and occupied by two individuals who bought it in August 2015.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 LANCASTER AVE, WEST SPRINGFIELD, MA 01089-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Deed Document Number | 201548267 |
| Deed Book / Page | 20853 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 281 LANCASTER AVE, WEST SPRINGFIELD, MA 01089-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024372-105 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 24372/105 |
| Instrument | 4998 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Feb 1, 2045 |
The 2026 property tax bill for 281 Lancaster Ave was $6,102, up 4.1% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,102.00 (+4.15%) | $435,200 (+10.46%) Land $122,900 Building $312,300 | $464,826 (-5.01%) |
| 2025 | $5,859.00 (+6.26%) | $394,000 (+5.83%) Land $111,800 Building $282,200 | $489,345 |
| 2024 | $5,514.00 (+6.14%) | $372,300 (+11.37%) Land $111,800 Building $260,500 | |
| 2023 | $5,195.00 | $334,300 Land $111,800 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Lancaster Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2011) |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Lancaster Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Whip City Fiber.
5G (outdoors only) and 4G LTE
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