Grenada County property record for 281 Lake Cherami Dr, Grenada, MS 38901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 1992 |
| Lot Size | 0.617 acres (26,913 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,900 (Dec 2021) |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102Y 09 220.00 |
| Primary APN | 102Y 09 220.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Adjusted Area |
| 1st Floor Area | 1,625 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 26,913 sqft (0.617 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 281 LAKE CHERAMI DR |
|---|---|
| City | GRENADA |
| State | MS |
| Zip | 38901-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 134 & PT 133 PINE MEADOWS SD 102.E-22. -1-034 |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 09 |
| Legal Subdivision | PINE MEADOWS PT I |
| Legal Lot Number | 134 |
| Jurisdiction | GRENADA MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950101 |
Source: Grenada County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage GUARANTY BANK & TRUST CO |
| Nov 24, 2020 | Deed of Trust, Mortgage GUARANTY BANK & TRUST CO |
| Dec 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 4676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRENADA MS |
| Property Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Document Number | 2021/13898 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 2021/13898 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRENADA MS |
| Property Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Document Number | 2020/10731 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 2020/10731 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 24, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRENADA MS |
| Recording Date | Dec 17, 2021 |
| Property Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
| Document Number | 02021/4676 |
| Book / Page | 2021 / 4676 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 RIVER RD, GRENADA, MS 38901-8893 |
| Name | Verified Name |
|---|---|
| Address | 281 LAKE CHERAMI DR, GRENADA, MS 38901-9621 |
Source: Grenada County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Grenada County |
| Municipality | Grenada City |
| Unified School District | Grenada School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 (+19.65%) | $13,300 (+25.08%) Land $1,107 Building $12,193 | $133,002 (+25.09%) Land $11,070 Building $121,932 |
| 2023 | $10,633 (-) Land $1,107 Building $9,526 | $106,328 (-) Land $11,070 Building $95,258 | |
| 2022 | $789.00 | $10,633 Land $1,107 Building $9,526 | $106,328 Land $11,070 Building $95,258 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (2002–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRENADA serves 12,762 people · EPA ID MS0220003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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