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281 King Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 281 King Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,595 sqft · built 2008
Lot Size9.14 acres (398,138 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Mar 2024)
Tax Bill$2,974 (2026)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN318-17.1

Property Details

APN / Parcel Number

Primary APN318-17.1
Alternative APNs
  • 490009571
  • 136590000
  • 067126

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,595 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialBrick Veneer
Lot Area398,138 sqft (9.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number490009571
Street Address281 KING RD
CityJACKSONVILLE
StateNC
Zip28540-8436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description9.14A TR- BRIAN C RAYNOR RECOMB.
Legal SubdivisionKING CECIL NEAL
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group2
Census Block2005
Census Tract305

Owner

Source: Onslow County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 KING RD, JACKSONVILLE, NC 28540-8436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · FHA Mortgage
LOWER LLC
Mar 1, 2024Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Deed Document Number2024
Deed Book / Page6108 / 698
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address281 KING RD, JACKSONVILLE, NC 28540-8436
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 KING RD, JACKSONVILLE, NC 28540-8436

Mortgage

Document Number0064810539
DateNov 24, 2025
Book Page6481/539
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMar 1, 2024
Property Address281 KING RD, JACKSONVILLE, NC 28540-8436
Document Number0061080698
Book / Page6108 / 698
Map ReferenceMB 85 PG 155
Instrument DateFeb 20, 2024
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 KING RD, JACKSONVILLE, NC 28540-8436

Mortgage

Document Number0006108706
DateMar 1, 2024
Instrument6108-706
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,974.00 (+27.8%)$509,005 (+43.23%) Land $104,140 Building $404,865$509,005 (+43.23%) Land $104,140 Building $404,865
2023$2,327.00$355,368 Land $40,000 Building $315,368$355,368 Land $40,000 Building $315,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on King Rd

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