281 Junction Dr, West Creek, NJ 08092 Property Records

Ocean County and Stafford Township property record for 281 Junction Dr, West Creek, NJ 08092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1972
Lot Size	0.359 acres (15,622 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jan 2017)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00120-10-00008`

Property Details

APN / Parcel Number

Primary APN	`31-00120-10-00008`
Alternative APN	`3100120001000008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,284 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,622 sqft (0.359 acres)
Lot Width	100 ft Width
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	281 JUNCTION DR
City	WEST CREEK
State	NJ
Zip	08092-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	100XIRR
Legal Subdivision	DEERHAVEN/OAK AVENUE/CEDAR RUN
Legal Block	120
Legal Lot Number	8
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	1
Census Block	1011
Census Tract	735101

Owner

281 Junction Dr is owned by an individual who bought it in January 2017.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	513 CENTRAL AVE, C, SHIP BOTTOM, NJ 08008-4720
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	20177971
Prior Transfer Date	Jan 13, 2017
Prior Transfer Doc	2017007971
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 23, 2017
Property Address	281 JUNCTION DR, WEST CREEK, NJ 08092-9631
Document Number	0166380565
Book / Page	016638 / 000565
Instrument Date	Jan 13, 2017
Instrument	7971
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CENTRAL AVE SHIP BOTTOM NJ 080084720, SHIP BOTTOM, NJ 08008-4720

Mortgage

Document Number	166380570,
Date	Jan 23, 2017
Book Page	016638/000570
Instrument	7972

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 281 Junction Dr was $4,884, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,600 (+107.63%) Land $169,300 Building $217,300	$386,600 (+107.63%) Land $169,300 Building $217,300
2025	$4,884.00 (+5.65%)	$186,200 Land $75,300 Building $110,900	$186,200 Land $75,300 Building $110,900
2024	$4,623.00
2023		$186,200 Land $75,300 Building $110,900	$186,200 Land $75,300 Building $110,900
2022	$4,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Junction Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Junction Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 86% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20