Polk County property record for 281 Joines Dr, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 640 sqft · built 2001 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Mar 2012) |
| Tax Bill | $1,486 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-134 |
| Primary APN | P34-134 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 640 sqft Finished Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 114,563 sqft (2.63 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 40587 |
|---|---|
| Street Address | 281 JOINES DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #27, 0O04 OCEAN VIEW ACRES 09 |
| Legal Subdivision | OCEAN VIEW ACRES |
| Legal Lot Number | 27 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
281 Joines Dr is owned by two individuals who bought it in March 2012.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5112 CHISOLM RD, JOHNS ISLAND, SC 29455-4715 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2012 · Amount on File |
| Deed Sale | Mar 26, 2012 · Amount on File |
| Prior Sale | Oct 9, 1998 · Amount on File |
| Deed Book / Page | 392 / 1203 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 281 Joines Dr was $1,486, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,486.00 (+1.3%) | $251,881 (-) Land $58,012 Building $193,869 | $251,881 (-) Land $58,012 Building $193,869 |
| 2025 | $1,467.00 | $251,881 Land $58,012 Building $193,869 | $251,881 Land $58,012 Building $193,869 |
| 2023 | $1,299.00 | $187,198 Land $43,637 Building $143,561 | |
| 2021 | $187,198 Land $43,637 Building $143,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Joines Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Joines Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner, Spectrum.
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