281 Jay Rd, Cedar Grove, WI 53013 Property Records

Ozaukee County property record for 281 Jay Rd, Cedar Grove, WI 53013

Property Summary

Property Type	Single Family Home
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2019)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-007-06-006.00`

Property Details

APN / Parcel Number

Primary APN	`02-007-06-006.00`
Alternative APN	`20992`

Exterior

Lot Area	109,771 sqft (2.52 acres)

Location & Zoning

Account Number	20992
Street Address	281 JAY RD
City	CEDAR GROVE
State	WI
Zip	53013-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1077145 PART NW NW COMM 352 FT E & 33 FT S OF NW COR BEING #3555 CSM LOT 2 DOC 0824859 SEC 7 T 12 R 23
Legal Range	23E
Legal Township	12N
Legal Section	07
Legal Subdivision	CERTIFIED SURV MAP 3555
Legal Lot Number	2
Jurisdiction	OZAUKEE WI
Township / Civil Division	BELGIUM
Census Block Group	2
Census Block	2000
Census Tract	610102

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	281 JAY RD, CEDAR GROVE, WI 53013-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PORT WASHINGTON STATE BANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PORT WASHINGTON STATE BANK
Oct 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PORT WASHINGTON ST BK
May 20, 2019	Warranty Deed, Transfer KNIGHT BARRY TITLE ADVANTAGE L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	1077145
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	281 JAY RD, CEDAR GROVE, WI 53013-1505
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134020
Date	Mar 10, 2022
Instrument	1134020

Lender

Name	PORT WASHINGTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	281 JAY RD, CEDAR GROVE, WI 53013-1505
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105237
Date	Nov 4, 2020
Instrument	1105237

Lender

Name	PORT WASHINGTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OZAUKEE WI
Recording Date	Oct 30, 2019
Property Address	281 JAY RD, CEDAR GROVE, WI 53013-1505
Instrument Date	Oct 25, 2019
Instrument	1085016
Transaction Type	Construction Loan
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 W FOSTER ST PORT WASHINGTON WI 530742110, PORT WASHINGTON, WI 53074-2110

Mortgage

Document Number	0001085016
Date	Oct 30, 2019
Instrument	1085016

Lender

Name	PORT WASHINGTON ST BK
Type	Bank
Address	PORT WASHINGTON, WI 53074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	May 20, 2019
Property Address	281 JAY RD, CEDAR GROVE, WI 53013-1505
Document Number	0001077145
Instrument Date	May 16, 2019
Instrument	1077145
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	KNIGHT BARRY TITLE ADVANTAGE L

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 W FOSTER ST PORT WASHINGTON WI 530742110, PORT WASHINGTON, WI 53074-2110

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
County Subdivision	Belgium Town
Unified School District	Cedar Grove-Belgium Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+21.32%) Homeowner's exemption	$297,400 (+1.5%) Land $87,600 Building $209,800	$428,700 (+20.46%)
2023	$2,702.00 Homeowner's exemption	$293,000 Land $86,600 Building $206,400	$355,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1986–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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