Camden County and Mount Ephraim Borough property record for 281 James St, Mount Ephraim, NJ 08059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,088 sqft · built 1955 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jul 2018) |
| Tax Bill | $6,906 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00117-0000-00008 |
| Primary APN | 25-00117-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 281 JAMES ST |
|---|---|
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/MOUNT EPHRAIM |
| Legal Block | 117 |
| Legal Lot Number | 8 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 611700 |
Source: Camden County and Mount Ephraim Borough records · APN 25-00117-0000-00008
Assessment roll updated July 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 JAMES ST, MOUNT EPHRAIM, NJ 08059-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jul 13, 2018 | Deed, Transfer · FHA Mortgage ALLIED MORTGAGE GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Nov 30, 1990 · Amount on Record |
| Deed Document Number | 201848919 |
| Deed Book / Page | 10922 / 1470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 281 JAMES ST, MOUNT EPHRAIM, NJ 08059-2106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 281 JAMES ST, MOUNT EPHRAIM, NJ 08059-2106 |
| Document Number | 0000065649 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 11791/90 |
| Instrument | 2021065649 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 13, 2018 |
| Property Address | 281 JAMES ST, MOUNT EPHRAIM, NJ 08059-2106 |
| Document Number | 0000048919 |
| Book / Page | 10922 / 1470 |
| Instrument Date | May 22, 2018 |
| Instrument | 2018048919 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 JAMES ST, 281, MOUNT EPHRAIM, NJ 08059-2106 |
| Name | Verified Name |
|---|---|
| Address | 281 JAMES ST, MOUNT EPHRAIM, NJ 08059-2106 |
| Document Number | 0000048920 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018048920 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2048 |
| Document Number | 0000048922 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 10922/1491 |
| Instrument | 2018048922 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 01, 2023 |
Source: Camden County and Mount Ephraim Borough records · Assessment roll updated July 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,100 (-) Land $36,500 Building $92,600 | $129,100 (-) Land $36,500 Building $92,600 | |
| 2025 | $6,906.00 (+2.39%) | $129,100 (-) Land $36,500 Building $92,600 | $129,100 (-) Land $36,500 Building $92,600 |
| 2024 | $6,745.00 (+4.15%) | ||
| 2023 | $129,100 Land $36,500 Building $92,600 | $129,100 Land $36,500 Building $92,600 | |
| 2022 | $6,476.00 |
Source: FEMA National Flood Hazard Layer, Camden County (34007C), updated April 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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