Hampden County and Chicopee City property record for 281 James St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 982 sqft · built 1925 |
| Lot Size | 0.208 acres (9,042 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Aug 2022) |
| Tax Bill | $4,399 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 705-00055 |
| Primary APN | 705-00055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| Gross Area | 2,779 sqft |
| 1st Floor Area | 982 sqft |
| Attic | Attic |
| Attic Area | 790 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,042 sqft (0.208 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 705-00055 |
|---|---|
| Street Address | 281 JAMES ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records · APN 705-00055
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 JAMES ST, CHICOPEE, MA 01020-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Dec 02, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOD KOPYSCINSKI |
| Jul 29, 2020 | Warranty Deed, Transfer DCALVIN RT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Dec 02, 2021 · Amount on Record |
| Deed Book / Page | 24678 / 384 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 12, 2022 |
| Property Address | 281 JAMES ST, CHICOPEE, MA 01020-2336 |
| Document Number | 024678-384 |
| Book / Page | 24678 / 384 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 48785 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 53 PRICE ST, SPRINGFIELD, MA 01104-1516 |
| Document Number | 0000048786 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 48786 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 02, 2021 |
| Property Address | 281 JAMES ST, CHICOPEE, MA 01020-2336 |
| Document Number | 024279-206 |
| Book / Page | 24279 / 206 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 85583 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 GEORGE LOOMIS RD, SOUTHWICK, MA 01077-9797 |
| Document Number | 0000085584 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 85584 |
| Name | TOD KOPYSCINSKI |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 29, 2020 |
| Property Address | 281 JAMES ST, CHICOPEE, MA 01020-2336 |
| Document Number | 23336-278 |
| Book / Page | 023336 / 000278 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 40975 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 251 RIVER ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106 |
| Document Number | 23336-280 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 023336/000280 |
| Instrument | 40976 |
| Name | DCALVIN RT |
|---|
| Amount | Amount Recorded |
|---|
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,399.00 (+5.47%) | $290,200 (+2.69%) Land $105,600 Building $184,600 | $352,545 |
| 2024 | $4,171.00 (+6.7%) | $282,600 (+9.53%) Land $103,500 Building $179,100 | |
| 2023 | $3,909.00 | $258,000 Land $94,100 Building $163,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 373 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Netafy.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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