281 J Carroll Rd, Bee Spring, KY 42207 Property Records

Edmonson County property record for 281 J Carroll Rd, Bee Spring, KY 42207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 888 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Oct 2023)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Dec 2005 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`036-00-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`036-00-00-032.00`
Alternative APN	`20880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	888 sqft Heated Area
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	281 J CARROLL RD
City	BEE SPRING
State	KY
Zip	42207-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	EDMONSON KY
Township / Civil Division	BROWNSVILLE NORTH
Census Block Group	4
Census Block	4009
Census Tract	920200

Owner

Source: Edmonson County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 J CARROLL RD, BEE SPRING, KY 42207-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2005	Deed of Trust, Mortgage BANK OF EDMONSON COUNTY
Dec 13, 2005	Deed of Trust, Mortgage BANK OF EDMONSON COUNTY
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE LENDING
Oct 17, 2023	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Aug 30, 2021	Intrafamily Transfer, Transfer
Aug 30, 2021	Intrafamily Transfer, Transfer
Oct 15, 2019	Deed, Transfer
Dec 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Book / Page	261 / 319
Prior Transfer Date	May 30, 2023
Prior Transfer Doc	0260000080
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000213/192
Date	Dec 13, 2005
Book Page	213/192

Lender

Name	BANK OF EDMONSON COUNTY
Address	42310

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2025

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000213/199
Date	Dec 13, 2005
Book Page	213/199

Lender

Name	BANK OF EDMONSON COUNTY
Address	BROWNSVILLE, KY 42210

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2025

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Recording Date	May 15, 2026
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-9343
Document Number	0001757057
Book / Page	435 / 518
Instrument Date	Apr 18, 2026
Instrument	20261757057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	281 J CARROLL RD, BEE SPRING, KY 42207-9343

Mortgage

Document Number	0001757057,
Date	May 15, 2026
Book Page	435/518
Instrument	20261757057

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Oct 17, 2023
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Document Number	00D261/319
Book / Page	D261 / 319
Instrument Date	Oct 13, 2023
Instrument	1730715
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CHESTNUT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3871 SEGAL RD, BROWNSVILLE, KY 42210-9244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325

Mortgage

Document Number	0000M40541
Date	Oct 17, 2023
Instrument	M405/41

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EDMONSON KY
Recording Date	Aug 30, 2021
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Document Number	000252/107
Book / Page	252 / 107
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 SMITHS GROVE OAKLAND RD, SMITHS GROVE, KY 42171-8188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EDMONSON KY
Recording Date	Aug 30, 2021
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Document Number	000252/103
Book / Page	252 / 103
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 SMITHS GROVE OAKLAND RD, SMITHS GROVE, KY 42171-8188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Oct 15, 2019
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Document Number	000244/024
Book / Page	244 / 024
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 ANNETA RD, LEITCHFIELD, KY 42754-8463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 J CARROLL RD, BEE SPRING, KY 42207

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Dec 18, 2018
Property Address	281 J CARROLL RD, BEE SPRING, KY 42207-8325
Document Number	000240/405
Book / Page	240 / 405
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7979 BEAVER DAM RD, MILLWOOD, KY 42762-9034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 CANEYVILLE RD, CANEYVILLE, KY 42721-9607

Tax Assessment & Valuation

Source: Edmonson County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Edmonson County
Unified School District	Edmonson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+102.15%)	$161,000 (+198.15%)	$161,000 (+198.15%)
2023	$512.00	$54,000	$54,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONSON CO WATER DISTRICT serves 17,848 people · EPA ID KY0310114
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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