281 Hemlock Dr, Hanover, PA 17331 Property Records

Adams County property record for 281 Hemlock Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,056 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,400 (Mar 2011)
Tax Bill	$7,853 (2026)
Deeds & Mortgages	Oct 2014 Mortgage Mar 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 021-0197-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0197-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	281 HEMLOCK DR
City	HANOVER
State	PA
Zip	17331-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK HILL
Legal Lot Number	L-0060
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 HEMLOCK DR, HANOVER, PA 17331-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2014	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NOW INC
Mar 2, 2011	Deed, Transfer · FHA Mortgage GUARANTEED HOME MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2011 · Amount on Record
Deed Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	20115573_00762
Deed Book / Page	5573 / 762
Record Updated	Jun 8, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	281 HEMLOCK DR, HANOVER, PA 17331-9423
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005979/456
Date	Oct 29, 2014
Book Page	5979/456

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2029

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 2, 2011
Property Address	281 HEMLOCK DR, HANOVER, PA 17331-9423
Document Number	005573/762
Book / Page	5573 / 762
Instrument Date	Feb 28, 2011
Instrument	05573_00762
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	281 HEMLOCK DR, HANOVER, PA 17331-9423

Mortgage

Document Number	005573/766
Date	Mar 2, 2011
Book Page	5573/766
Instrument	05573_00766

Lender

Name	GUARANTEED HOME MORTGAGE CO INC
Type	Mortgage Company
Address	WEST HARRISON, NY 10604

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,853.00 (+10.23%)	$322,100 (-) Land $61,400 Building $260,700
2024	$7,124.00 (+3.83%)	$322,100 (-) Land $61,400 Building $260,700
2023	$6,861.00	$322,100 Land $61,400 Building $260,700
2010			$322,100 Land $61,400 Building $260,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed, Glo Fiber, Verizon.

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