281 Greentop Rd, Star, NC 27356 Property Records

Montgomery County property record for 281 Greentop Rd, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2025)
Tax Bill	$323 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7660 18 20 8464`

Property Details

APN / Parcel Number

Primary APN	`7660 18 20 8464`
Alternative APNs	`1481769` `1487259` `1490916`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,284 sqft Finished Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1490916
Street Address	281 GREENTOP RD
City	STAR
State	NC
Zip	27356-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	FRANK GREEN FRANK GREEN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	4
Census Block	4005
Census Tract	960102

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 GREENTOP RD, STAR, NC 27356-7631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	2025388971
Deed Book / Page	975 / 570
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 15, 2025
Property Address	281 GREENTOP RD, STAR, NC 27356-7631
Document Number	000975/570
Book / Page	975 / 570
Instrument Date	Dec 15, 2025
Instrument	388971
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28401 VALLEY DR, ALBEMARLE, NC 28001-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 GREENTOP RD, STAR, NC 27356-7631

Mortgage

Document Number	0000388972
Date	Dec 15, 2025
Instrument	388972

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	000975/587
Date	Dec 15, 2025
Book Page	975/587
Instrument	388973

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 2, 2023
Property Address	281 GREENTOP RD, STAR, NC 27356-7631
Document Number	000922/559
Book / Page	922 / 559
Instrument Date	May 1, 2023
Instrument	378089
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 BANDY RD, STAR, NC 27356-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 GREENTOP RD, STAR, NC 27356-7631

Mortgage

Document Number	000922/563
Date	May 2, 2023
Book Page	922/563
Instrument	378090

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,568 (+94.73%) Land $10,000 Building $92,568	$102,568 (+94.73%) Land $10,000 Building $92,568
2025	$323.00	$52,672 (-) Land $10,000 Building $42,672	$52,672 (-) Land $10,000 Building $42,672
2023		$52,672 Land $10,000 Building $42,672	$52,672 Land $10,000 Building $42,672

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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