York County and Biddeford City property record for 281 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1992 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,000 (Feb 2024) |
| Tax Bill | $5,283 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:19 L:40 |
| Primary APN | BIDD M:19 L:40 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 281 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 40 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25300 |
281 Granite St is owned and occupied by an individual who bought it in February 2024.
Source: York County and Biddeford City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 GRANITE ST, BIDDEFORD, ME 04005-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION |
| Feb 26, 2024 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Dec 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Deed Document Number | 20245503 |
| Deed Book / Page | 19393 / 404 |
| Prior Transfer Date | Dec 8, 2023 |
| Prior Transfer Doc | 0193590855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 281 GRANITE ST, BIDDEFORD, ME 04005-8800 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0194150928 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 19415/928 |
| Instrument | 20240010064 |
| Name | TRUCHOICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Feb 26, 2024 |
| Property Address | 281 GRANITE ST, BIDDEFORD, ME 04005-8800 |
| Document Number | 0193930404 |
| Book / Page | 19393 / 404 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024005503 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 IMPERIAL LN, SCARBOROUGH, ME 04074-9513 |
| Document Number | 2024005504 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024005504 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Dec 11, 2023 |
| Property Address | 281 GRANITE ST, BIDDEFORD, ME 04005-8800 |
| Document Number | 0193590855 |
| Book / Page | 19359 / 855 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2023039017 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 GRANITE ST, BIDDEFORD, ME 04005-8800 |
The 2025 property tax bill for 281 Granite St was $5,283, up 4.7% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,283.00 (+4.74%) | $353,600 (-0.31%) Land $152,400 Building $201,200 | |
| 2024 | $5,044.00 (+9.25%) | $354,700 (+0.8%) Land $152,400 Building $202,300 | |
| 2023 | $4,617.00 (+7.42%) | $351,900 (+34.36%) Land $149,600 Building $202,300 | $332,120 |
| 2022 | $4,298.00 | $261,900 Land $84,200 Building $177,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Granite St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1991) |
| Most Recent Claim | Oct 1991 · Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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