281 Glenridge Loop S, Lakeland, FL 33809 Property Records

Polk County property record for 281 Glenridge Loop S, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 1993
Lot Size	0.622 acres (27,081 sqft)
Owner	Company Name on File
Last Sale	$285,600 (Jul 2025)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-07-160983-020240`

Property Details

APN / Parcel Number

Primary APN	`24-27-07-160983-020240`
Alternative APNs	`072724160983020240` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,597 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	27,081 sqft (0.622 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Slab
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	281 GLENRIDGE LOOP S
City	LAKELAND
State	FL
Zip	33809-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENRIDGE PHASE TWO PB 95 PG 43 BLOCK B LOT 24
Legal Range	24E
Legal Township	27S
Legal Section	07
Legal Subdivision	GLENRIDGE PHASE 02
Legal Phase	2
Legal Tract	160983
Legal Block	B
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3003
Census Tract	12303

Owner

281 Glenridge Loop S is owned by a company that bought it in July 2025.

Source: Polk County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	7901 4TH ST N, 300, SAINT PETERSBURG, FL 33702-4399
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Warranty Deed, Transfer · Line of Credit OPAL SHORES LLC
Dec 14, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Dec 14, 2023 · Amount on File
Deed Document Number	2025170533
Deed Book / Page	13633 / 179
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 22, 2025
Property Address	281 GLENRIDGE LOOP S, LAKELAND, FL 33809-1571
Document Number	0000170533
Book / Page	13633 / 179
Map Reference	MB 95 PG 43
Instrument Date	Jul 10, 2025
Instrument	2025170533
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TTL AGCY LLC JACK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1894 MERCHANTS ROW BOULEVARD APT 1228, 1228, TALLAHASSEE, FL 32311-8881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, ST PETERSBURG, FL 33702-4399
Investor	Possibly a Property Investor

Mortgage

Document Number	0013633181
Date	Jul 22, 2025
Instrument	13633/181

Lender

Name	OPAL SHORES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2023
Property Address	281 GLENRIDGE LOOP S, LAKELAND, FL 33809-1571
Document Number	0000291535
Book / Page	12940 / 1194
Map Reference	MB 95 PG 43
Instrument Date	Dec 8, 2023
Instrument	2023291535
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 GLENRIDGE LOOP S, LAKELAND, FL 33809-1570

Mortgage

Document Number	0129401196
Date	Dec 14, 2023
Instrument	12940/1196

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000291537
Date	Dec 14, 2023
Book Page	12940/1214
Instrument	2023291537

Lender

Name	HOUSING FINANCE AUTHORITY OF PINELLAS CO
Type	Government Agency
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 281 Glenridge Loop S was $3,354.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,210 (-5.5%) Land $44,000 Building $201,210	$245,210 (-5.5%) Land $44,000 Building $201,210
2025	$3,354.00	$259,475 Land $44,000 Building $215,475	$259,475 Land $44,000 Building $215,475
2023	$3,651.00 (+12.37%)	$273,565 (+18.62%) Land $42,000 Building $231,565	$273,565 (+18.62%) Land $42,000 Building $231,565
2022	$3,249.00	$230,617 Land $35,000 Building $195,617	$230,617 Land $35,000 Building $195,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Glenridge Loop S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Glenridge Loop S is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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