Rains County property record for 281 FM 514, Point, TX 75472
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1986 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,700 (Sep 2015) |
| Tax Bill | $1,265 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0292-0320-0020-42 |
| Primary APN | 0292-0320-0020-42 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,350 sqft (0.559 acres) |
| Lot Dimensions | 247 ft deep x 102 ft wide |
| Garage Type | Detached |
| Garage Area | 120 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 02920320002042 |
|---|---|
| Street Address | 281 FM 514 |
| City | POINT |
| State | TX |
| Zip | 75472-4768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0292 A S SUMMERLIN SUR, 0.559 ACRES |
| Legal Subdivision | A S SUMMERLIN |
| Legal Tract | 20 |
| Legal Block | 2 |
| Jurisdiction | RAINS TX |
| Township / Civil Division | POINT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950200 |
Source: Rains County records · APN 0292-0320-0020-42
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 FM 514, POINT, TX 75472-4768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 20151741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Property Address | 281 FM 514, POINT, TX 75472-4768 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 281 FM 514, POINT, TX 75472-4768 |
| Document Number | 002022/284 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 2022/284 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
Source: Rains County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rains County |
| Municipality | Point City |
| Unified School District | Rains Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,265.00 (-24.16%) Homeowner's exemption | $128,832 (-8.38%) | $156,162 (+11.05%) Land $24,149 Building $132,013 |
| 2023 | $140,618 Land $20,124 Building $120,494 | $140,618 Land $20,124 Building $120,494 | |
| 2022 | $1,668.00 |
Source: FEMA National Flood Hazard Layer as of June 8, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · tidal / storm surge |
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Peoples Telephone Cooperative Fiber · Fixed Wireless | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF POINT serves 3,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2023 Haloacetic acids resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2017 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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