281 Fields Dr, Xenia, OH 45385 Property Records

Greene County property record for 281 Fields Dr, Xenia, OH 45385 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,646 sqft · built 1994
Lot Size	0.204 acres (8,893 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2014)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M401002191`

Property Details

APN / Parcel Number

Primary APN	`M401002191`
Alternative APN	`M40-0001-0002.0-0191.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	693 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,893 sqft (0.204 acres)
Lot Width	28 ft Width
Garage Type	Attached
Garage Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 FIELDS DR
City	XENIA
State	OH
Zip	45385-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW SUB SEC 2 LOT 29 FIELDS DR
Legal Subdivision	FAIRVIEW SUB
Legal Lot Number	29
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	1
Census Block	1014
Census Tract	240100

Owner

Source: Greene County records · APN M401002191

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 FIELDS DR, XENIA, OH 45385-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE OLD FORT BANKING COMPANY
Aug 09, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	201414304
Deed Book / Page	3540 / 903
Last Transfer Date	Jan 10, 2022
Transfer Doc	0000002192
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Feb 02, 2022
Property Address	281 FIELDS DR, XENIA, OH 45385-1253
Document Number	0000002192
Map Reference	MB 28 PG 21&22
Instrument Date	Jan 10, 2022
Instrument	2022002192
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	281 FIELDS DR, XENIA, OH 45385-1253

Mortgage

Document Number	0000002193
Date	Feb 02, 2022
Instrument	2022002193

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	281 FIELDS DR, XENIA, OH 45385-1253
Document Number	0000013344
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 FIELDS DR XENIA OH 453851253, XENIA, OH 45385-1253

Mortgage

Document Number	0000013344
Date	Aug 21, 2019
Instrument	13344

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	281 FIELDS DR, XENIA, OH 45385-1253
Document Number	0000018904
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	ATI TITLE COMPANY (ATI), ATI TITLE CO (ATI)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000018904
Date	Nov 13, 2018
Instrument	18904

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (-4.52%)	$54,340 (-) Land $9,840 Building $44,500
2024	$2,325.00 (-1.82%)	$54,340 (-) Land $9,840 Building $44,500
2023	$2,368.00 (+10.91%)	$54,340 (+29.35%) Land $9,840 Building $44,500	$155,260 (+29.35%) Land $28,110 Building $127,150
2022	$2,135.00	$42,010 Land $9,280 Building $32,730
2020			$120,030 Land $26,520 Building $93,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (39057C), updated March 28, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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