281 Fall St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 281 Fall St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,694 sqft · built 1905
Lot Size0.44 acres (19,200 sqft)
Owner2 Individual Names on Record
Last Sale$89,900 (Mar 2016)
Tax Bill$3,752 (2025)
Deeds & MortgagesOct 2021 Refinance
Sep 2017 Transfer
APN453289 15-1-33

Property Details

APN / Parcel Number

Primary APN453289 15-1-33
Alternative APN
  • 45320101500000010330000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,694 sqft Living Area
1st Floor Area788 sqft
2nd Floor Area906 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialWood
Lot Area19,200 sqft (0.44 acres)
Lot Dimensions192 ft deep x 100 ft wide
PorchSlab
Porch Area256 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address281 FALL ST
CitySENECA FALLS
StateNY
Zip13148-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block1
Legal Lot Number33.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group2
Census Block2010
Census Tract950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Women's Rights National Historic Park (Boundary Increase)
listed 2012 · 3 contributing resources · NRIS 12000134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Seneca County and Seneca Falls Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 FALL ST, SENECA FALLS, NY 13148-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Sep 7, 2017Quit Claim Deed, Transfer
MICHAEL CALARCO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2016 · Amount on Record
Deed SaleMar 25, 2016 · Amount on Record
Prior SaleDec 9, 2002 · Amount on Record
Deed Book / Page926 / 17
Last Transfer DateJun 6, 2017
Transfer Doc0000000956/000000031
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address281 FALL ST, SENECA FALLS, NY 13148-1516
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001826/244
DateOct 18, 2021
Book Page1826/244
Instrument55632
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSENECA NY
Recording DateSep 7, 2017
Property Address281 FALL ST, SENECA FALLS, NY 13148-1516
Document Number0000000956/0000000317
Book / Page0000000956 / 0000000317
Instrument DateJun 6, 2017
Transaction TypeTransfer
Record UpdatedNov 19, 2022
Title CompanyMICHAEL CALARCO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 FALL ST, SENECA FALLS, NY 13148-1516

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,752.00 (+150.47%)$130,000 (-) Land $19,300 Building $110,700$142,857 (+9.89%) Land $21,209 Building $121,648
2023$130,000 Land $19,300 Building $110,700$130,000 Land $19,300 Building $110,700
2019$1,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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